Terms of Use
Last updated: 21 June 2026
These Terms of Use apply to Worcco Arts websites, digital content, learning material, store links, and paid online services.
By using our websites, creating an account, accessing learning material, or purchasing a paid product or service, you agree to these Terms.
1. Provider
The services are provided by:
WORCCO ARTS, obrt za računalno programiranje i savjetovanje, vl. Albert Gregl, Kukljica, Kukljica Ulica II 231
Official contact page:
2. Services covered by these Terms
These Terms apply to the Worcco Arts ecosystem, including:
- Worcco Arts website
- Learning platform
- Store
- The Navigator’s Guild learning platform at Learning platform
- Worcco Arts digital products, downloads, portfolio pages, project pages, and blog content
- free maritime learning material, drills, quizzes, and exercises
- paid 1:1 online maritime learning sessions, where offered
- related contact, payment, store, checkout, and communication flows
The store at Store is a Gumroad storefront. Purchases made through Gumroad are also subject to Gumroad’s own terms, policies, and checkout rules.
Additional product-specific terms may appear on a checkout page, product page, payment link, store page, or product description.
If product-specific terms conflict with these Terms, the product-specific terms apply to that specific purchase.
3. Difference between the main site, learning platform, and store
The main Worcco Arts website at Worcco Arts website is primarily a static informational, portfolio, project, and blog-style website.
The learning platform at Learning platform is a separate web application. It may include user accounts, saved learning progress, points, quizzes, drills, exercises, and related learning features.
The store at Store is operated through Gumroad and may be used for digital products, downloads, demos, or other store-based offers.
The learning platform may also display short platform-specific notices that point back to these main Terms.
4. Educational purpose
The Navigator’s Guild and related maritime learning sessions are provided for educational support, self-study, topic review, and general learning purposes.
They do not replace:
- official maritime training
- official examinations
- maritime certification or licensing
- local laws and regulations
- official nautical publications
- onboard procedures
- professional judgment
- advice from competent maritime authorities, certified institutions, or qualified instructors where required
No maritime licence, certificate, or official qualification is issued through Worcco Arts unless this is expressly stated in writing by a certified institution or competent authority.
5. Free learning material
Some learning material, articles, drills, quizzes, and exercises may be available free of charge.
Free material is provided for general educational use. We try to keep the material useful and accurate, but we do not guarantee that it is complete, current, or suitable for every situation.
You should always verify important maritime information with official sources, current regulations, nautical publications, and qualified instructors or authorities where appropriate.
6. User accounts and progress
Users may be able to create an account on the learning platform to save progress, track completed material, earn points, or use similar learning features.
Account progress, points, XP, badges, completed lessons, quiz results, or similar features are for motivation and learning support only. They do not represent official competence, certification, licensing, or examination results.
You are responsible for keeping your account login secure. You must not share your account with others or use another person’s account without permission.
We may suspend or remove access if an account is used abusively, fraudulently, or in a way that harms the platform, the service, or other users.
7. Paid 1:1 online learning sessions
Paid 1:1 online learning sessions are live educational sessions delivered online.
A session may be used for:
- questions about maritime topics
- review of learning material
- course preparation
- navigation, seamanship, safety, VHF, or COLREG basics
- discussion of weak areas from self-study
- general maritime learning support
The exact content of the session depends on the learner’s questions, preparation, and the agreed topic.
Paid sessions are not emergency support, operational maritime advice, legal advice, or official examination preparation based on confidential or protected exam material.
8. Scheduling paid sessions
When you purchase a paid online session, you purchase one online session of the duration stated in the product description.
Unless otherwise stated, the date and time are agreed manually after purchase.
After purchase, you should contact Worcco Arts through the official contact page or through the communication method provided after checkout and include:
- your full name
- the email used for payment
- preferred time windows
- the topic or question you want to cover
- preferred language, if applicable
The session is confirmed only when the date and time have been agreed.
If no mutually suitable time can be agreed, we may offer a refund.
Unless otherwise agreed, paid sessions should be scheduled within 60 days of purchase.
9. Rescheduling, lateness, and no-shows
If you need to reschedule, please contact us as early as possible.
As a general rule, rescheduling should be requested at least 24 hours before the agreed session time.
If you are late, the session may still end at the originally agreed time.
If you do not attend the agreed session and do not contact us in advance, the session may be treated as completed and may not be refunded, subject to mandatory consumer rights.
We may reschedule a session if needed due to illness, technical problems, emergency, or other reasonable circumstances.
10. Payments
Payments may be processed through Stripe, Gumroad, or another payment provider made available by Worcco Arts.
Prices are shown at checkout. The final price, currency, and applicable taxes are shown before payment is completed.
Payment providers may have their own terms, privacy policies, checkout rules, and processing rules. Worcco Arts does not store your full card details.
A paid session is not confirmed until payment has been successfully completed and the session time has been agreed.
11. Consumer withdrawal rights and refunds
If you are a consumer purchasing online from the European Union, you may have legal rights under applicable consumer protection law, including a possible 14-day right of withdrawal for distance contracts, subject to applicable rules and exceptions.
Nothing in these Terms limits your mandatory consumer rights under applicable law.
For paid 1:1 online learning sessions:
- if you request or agree that the session takes place before the end of any applicable withdrawal period, you acknowledge that the service may begin before that period ends
- where permitted by law, once the session has been fully delivered, your right to withdraw may be lost or reduced
- if you fail to attend an agreed session without prior notice, the session may be treated as completed, subject to mandatory consumer rights
- if no mutually suitable session time can be agreed after purchase, we may refund the payment
For digital products or downloads:
- different withdrawal rules may apply where digital content is supplied immediately after purchase
- product-specific terms shown at checkout or on the store page may explain how access, downloads, refunds, and withdrawal rights work
To request cancellation, withdrawal, or refund, contact Worcco Arts through:
Please include your name, payment email, purchase date, and the product or service purchased.
12. Use of learning material and digital content
All text, images, exercises, quizzes, explanations, documents, videos, code, 3D assets, digital products, and other material are owned by Worcco Arts or used with permission, unless stated otherwise.
You may use free learning material for your own personal learning.
You may use purchased digital products according to the product-specific licence or usage terms provided with that product.
You may not, without written permission:
- copy or redistribute the material
- sell or resell the material
- publish the material on another website or platform
- use the material in another course, school, or training product
- scrape, mass-download, or automatically extract content
- remove copyright notices or attribution
- use the material to populate another commercial learning system
- use paid content outside the licence or terms provided with that product
Short quotations or references may be allowed where permitted by law, provided that the source is clearly acknowledged.
13. Acceptable use
You agree not to use the websites or services in a way that:
- violates applicable law
- attempts to bypass security or access controls
- disrupts the platform
- abuses forms, quizzes, accounts, payment systems, or store systems
- impersonates another person
- submits false or misleading information
- copies or redistributes protected content without permission
- harasses, threatens, or abuses others
- uses automated systems to scrape, spam, overload, or reverse-engineer the services
We may restrict or terminate access if these rules are violated.
14. Accuracy and availability
We try to provide useful, accurate, and accessible material, but we do not guarantee that the websites or services will always be available, error-free, complete, or fully up to date.
Maritime rules, procedures, publications, and best practices may change. Users are responsible for checking current official sources where accuracy is important.
We may update, change, remove, or discontinue parts of the websites or services at any time.
15. Third-party services
Our websites and services may use or link to third-party services, including payment providers, hosting providers, analytics tools, identity providers, email systems, scheduling tools, video meeting platforms, store pages, social media platforms, portfolio platforms, or contact hubs.
These third-party services may have their own terms and privacy policies. Worcco Arts is not responsible for third-party services outside our reasonable control.
16. Privacy
Personal data is handled according to the Worcco Arts Privacy Policy:
The learning platform may also display a short platform-specific privacy notice that points back to the main Privacy Policy.
17. Limitation of liability
To the maximum extent permitted by law, Worcco Arts is not liable for indirect, incidental, special, or consequential damages arising from use of the websites, learning material, digital products, or services.
The material is educational and must not be used as the sole basis for real maritime decisions.
Nothing in these Terms excludes liability where such exclusion is not allowed by law.
18. Changes to these Terms
We may update these Terms from time to time.
The latest version will be published on this page. The “Last updated” date shows when the Terms were last changed.
For paid purchases, the Terms available at the time of purchase generally apply to that purchase, unless changes are required by law.
19. Governing law and disputes
These Terms are governed by the laws of the Republic of Croatia, without limiting any mandatory consumer rights that may apply under the laws of your country of residence.
If a dispute cannot be resolved informally, the competent courts will be determined according to applicable law.
20. Contact
For questions about these Terms, purchases, sessions, cancellations, refunds, or use of the websites, please use the official contact page: